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List of Small Employer Health Benefit Companies

The following companies have met the statutory requirements to offer small employer health benefit plans under Idaho Code Title 41, Chapter 47. These types of plans meet the requirements of the Affordable Care Act (ACA) for essential health benefits.

The following companies offer plans either on or off Idaho’s insurance exchange, Your Health Idaho

Blue Cross of Idaho Health Services, Inc. (888) 462-7677 http://shoppers.bcidaho.com
PacificSource Health Plans (855) 330-2792 www.pacificsource.com
SelectHealth, Inc. (800) 538-5038 www.selecthealth.org

The following companies offer plans not available through Your Health Idaho

Altius Health Plans, Inc. (800) 365-1334 www.ahplans.com
John Alden Life Insurance Company (800) 613-9090 www.assuranthealth.com
Regence BlueShield of Idaho, Inc. (800) 632-2022 www.id.regence.com
Sterling Life Insurance Company (800) 255-5676 www.sterlingplans.com
Time Insurance Company (888) 575-3421 www.assuranthealth.com
UnitedHealthcare (866) 452-8546 www.uhc.com
WMI Mutual Insurance Company (800) 748-5340 www.westernmutualinsurance.com

As defined in Idaho Code, “health benefit plan” means a hospital or medical policy or certificate. “Health benefit plan” does not include a policy or certificate for specific disease, hospital confinement indemnity, accident-only, credit, dental, vision, Medicare supplement, long-term care, disability income insurance, student health benefits-only coverage issued as a supplement to liability insurance, workers’ compensation or similar insurance, automobile medical payment insurance, or nonrenewable short-term coverage issued for a period of 12 months or less. (§ 41-4703)

Dental Insurance

Blue Cross of Idaho and PacificSource have dental insurance available with their plans. Other companies offering dental insurance for small employers include:

Ameritas Life Insurance Corp. (800) 776-9446 www.ameritasgroup.com
*BEST Life and Health Insurance Company (800) 237-8543 www.bestlife.com/id
*The Guardian Life Insurance Company of America (800) 627-4200 www.guardianlife.com
Renaissance Life & Health Insurance Company of America (800) 745-7509 www.renaissancefamily.com
Standard Insurance Company (800) 547-9515 www.standard.com
*These companies offer plans through Idaho’s health insurance exchange, Your Health Idaho.

The lists above are for information only and should in no way be interpreted as a recommendation by the Idaho Department of Insurance.