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List of Small Employer Health Benefit Companies

The following companies have met the statutory requirements to offer small employer health benefit plans under Idaho Code Title 41, Chapter 47. These types of plans meet the requirements of the Affordable Care Act (ACA) for essential health benefits.

*Blue Cross of Idaho Health Services, Inc. (888) 462-7677 shoppers.bcidaho.com
John Alden Life Insurance Company (800) 613-9090 www.assuranthealth.com
*Mountain Health Co-Op (855) 447-2900 www.mhc.coop
*PacificSource Health Plans (855) 330-2792 www.pacificsource.com
Regence BlueShield of Idaho, Inc. (800) 632-2022 www.id.regence.com
*SelectHealth, Inc. (800) 538-5038 www.selecthealth.org
Sterling Life Insurance Company (800) 255-5676 www.sterlingplans.com
Time Insurance Company (888) 575-3421 www.assuranthealth.com
UnitedHealthcare (866) 452-8546 www.uhc.com
WMI Mutual Insurance Company (800) 748-5340 www.westernmutualinsurance.com

*These companies offer plans through Idaho’s health insurance exchange, Your Health Idaho

As defined in Idaho Code, “health benefit plan” means a hospital or medical policy or certificate. “Health benefit plan” does not include a policy or certificate for specific disease, hospital confinement indemnity, accident-only, credit, dental, vision, Medicare supplement, long-term care, disability income insurance, student health benefits-only coverage issued as a supplement to liability insurance, workers’ compensation or similar insurance, automobile medical payment insurance, or nonrenewable short-term coverage issued for a period of 12 months or less. (§ 41-4703)

Dental Insurance

Companies offering dental insurance for small employers include:

*BEST Life and Health Insurance Company (800) 237-8543 www.bestlife.com/id
*Blue Cross of Idaho Health Services, Inc. (888) 462-7677 shoppers.bcidaho.com
Companion Life Insurance Company (800) 753-0404 www.companionlife.com
*Delta Dental of Idaho (855) 703-3582 www.deltadentalid.com
*The Guardian Life Insurance Company of America (800) 627-4200 www.guardianlife.com
Humana Insurance Company (800) 232-2006 www.humana.com
Kansas City Life Insurance Company (877) 266-6767, ext. 8302 www.kclgroupbenefits.com
*PacificSource Health Plans (855) 330-2792 www.pacificsource.com
Reliance Standard Life Insurance (800) 351-7500 www.rsli.com
Renaissance Life & Health Insurance Company of America (800) 745-7509 www.renaissancefamily.com
Security Life Insurance Company of America (800) 328-4667 www.securitylife.com
Standard Insurance Company (800) 547-9515 www.standard.com
*Willamette Dental (855) 433-6825 www.willamettedental.com

*These companies offer plans through Idaho’s health insurance exchange, Your Health Idaho.

The lists above are for information only and should in no way be interpreted as a recommendation by the Idaho Department of Insurance.