The mission of the Department of Insurance is to equitably, effectively and efficiently administer the Idaho Insurance Code and the International Fire Code.
The Department fulfills its mission and duties through three regulatory bureaus and an administrative group consisting of the director's office and the supporting services bureau.
Company Activities Bureau: This bureau monitors the financial condition of all insurance entities conducting business in the state of Idaho to assure that each complies with Idaho law and that the financial obligations of the company to its policyholders will be met. The bureau also reviews insurance policy rates and forms, collects and audits all insurance premium tax and fee returns and collects the arson, fire and fraud assessment used to fund the State Fire Marshal's office.
Consumer Services Bureau: This bureau licenses and administers the applicable continuing education program for insurance agents, brokers, insurance counselors, third party administrators, adjusters and managing general agents. The bureau analyzes consumer and industry complaints and provides assistance to consumers, the insurance industry and other law enforcement agencies on matters involving insurance contracts and potential violations of the Insurance Code. Information, counseling and assistance are provided to Idaho's senior citizens through a network of over 300 senior citizen volunteers and a toll free 800 number.
State Fire Marshal: The State Fire Marshal's office participates in and coordinates an integrated statewide system designed to protect human life from fire and explosions through fire prevention and the investigation of fires. The program involves fire prevention activities, arson investigations, and the operation of various statistical systems, including the Idaho Fire Incident Reporting System.