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Idaho Rate Review

As part of Idaho’s effective rate review process, since September 2011 the Idaho Department of Insurance has tracked and posted the rate changes of individual and small group health insurance products when the annual rate increase exceeded 10%. The chart below includes some information about each of those rate increase submissions, and there is additional information available at Healthcare.gov. If you have a comment regarding any of the submissions, please use the “Comment” function to let the Department of Insurance know.

Company Product Requested Rate Increase Date Submitted Effective Date Comment
Blue Cross of Idaho Health Service, Inc.61589ID001-Personal Blue 1000-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID002-Personal Blue 2000-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID003-Personal Blue 3000-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID004-Personal Blue 5000-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID005-BlueCare PPO 1000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID006-BlueCare PPO 2000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID007-BlueCare PPO 5000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID008-BlueCare PPO 1000 with Supplemental Accident Policy-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID009-BlueCare PPO 2000 with Supplemental Accident Policy-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID010-BlueCare PPO 5000 with Supplemental Accident Policy-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID011-HSA Blue PPO $2000/80%-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID012-HSA Blue PPO $2000/90%-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID013-HSA Blue PPO $3000/80%-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID014-HSA Blue PPO $3000/90%-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID015-HSA Blue PPO $5000/100%-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID016-Essential Blue PPO 1000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID017-Essential Blue PPO 2000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID018-Essential Blue PPO 3000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID019-Essential Blue PPO 5000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID020-Essential Blue Plus PPO 1000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID021-Essential Blue Plus PPO 2000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID022-Essential Blue Plus PPO 3000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID023-Essential Blue Plus PPO 5000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID024-Latitude 250-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID025-Simply Blue 2500-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID026-Simply Blue 5000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID027-Simply Blue 7500-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID028-Simply Blue 10000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID029-Simply Blue with Buy-up Policy 2500-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID030-Simply Blue with Buy-up Policy 5000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID031-Simply Blue with Buy-up Policy 7500-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID032-Simply Blue with Buy-up Policy 10000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID033-Short Term Blue-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID056-Idaho Basic policy-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID057-Idaho Standard policy-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID058-Idaho Catastrophic A-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID059-Idaho Catastrophic B-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID060-Idaho HSA-Individual-Indemnity
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID061-Plan One PPO 500-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID062-Plan One PPO 1000-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID063-Plan One PPO 2250-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID140-Short Term PPO-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID142-BlueCare PPO HCR OOC-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID143-HSA Blue PPO HCR OOC-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID144-Essential Blue HCR OOC-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID145-Essential Blue Plus HCR OOC-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID146-Simply Blue HCR OOC-Individual-PPO
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID154-Connected Care Standard-Individual-POS
15.24%
2/11/2014
01/01/2014
Comment
Blue Cross of Idaho Health Service, Inc.61589ID155-Connected Care Plus-Individual-POS
15.24%
2/11/2014
01/01/2014
Comment
PacificSource Health Plans SmartHealth-PPO-Individual-60597ID007
32.26%
03/15/2013 
06/01/2013 
Comment
PacificSource Health Plans BrightIdea-PPO-Individual-60597ID008
32.26%
03/15/2013 
06/01/2013 
Comment
PacificSource Health Plans SmartHealth PPO-PPO-Individual-60597ID009
32.26%
03/15/2013 
06/01/2013 
Comment
PacificSource Health Plans SmartHealth HSA-PPO-Individual-60597ID010
32.26%
03/15/2013 
06/01/2013 
Comment
PacificSource Health Plans BrightIdea Preferred-PPO-Individual-60597ID011
32.26%
03/15/2013 
06/01/2013 
Comment
PacificSource Health Plans BrightIdea Value-PPO-Individual-60597ID012
32.26%
03/15/2013 
06/01/2013 
Comment
PacificSource Health Plans BrightIdea HSA-PPO-Individual-60597ID013
32.26%
03/15/2013 
06/01/2013 
Comment
PacificSource Health Plans Traditional-PPO-Small Group-60597ID006
34.00%
03/15/2013 
07/01/2013 
Comment
PacificSource Health Plans SmartHealth for Business-PPO-Small Group-60597ID004
34.00%
03/15/2013 
07/01/2013 
Comment
PacificSource Health Plans SmartHealth for Business HSA-PPO-Small Group-60597ID005
34.00%
03/15/2013 
07/01/2013 
Comment
PacificSource Health Plans Preferred HSA-PPO-Small Group-60597ID003
34.00%
03/15/2013 
07/01/2013 
Comment
PacificSource Health Plans Preferred Deductible and Percentage-PPO-Small Group-60597ID002
34.00%
03/15/2013 
07/01/2013 
Comment
PacificSource Health Plans Preferred Codeduct-PPO-Small Group-60597ID001
34.00%
03/15/2013 
07/01/2013 
Comment
PacificSource Health Plans Preferred Codeduct-PPO-Small Group-60597ID001
26.05%
10/24/2012 
01/01/2013 
Comment
PacificSource Health Plans Preferred Deductible and Percentage-PPO-Small Group-60597ID002
26.05%
10/24/2012 
01/01/2013 
Comment
PacificSource Health Plans Preferred HSA-PPO-Small Group-60597ID003
26.05%
10/24/2012 
01/01/2013 
Comment
PacificSource Health Plans SmartHealth for Business-PPO-Small Group-60597ID004
26.05%
10/24/2012 
01/01/2013 
Comment
PacificSource Health Plans SmartHealth for Business HSA-PPO-Small Group-60597ID005
26.05%
10/24/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve Core-PPO-Individual-44648ID001
19.15%
10/17/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve HSA 100-PPO-Individual-44648ID003
19.15%
10/17/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve HSA-PPO-Individual-44648ID002
19.15%
10/17/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve Plus-PPO-Individual-44648ID004
19.15%
10/17/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence NowSelect (Individual)-PPO-Individual-44648ID008
19.15%
10/17/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho REGENCE SUMMIT-PPO-Individual-44648ID012
19.15%
10/17/2012 
01/01/2013 
Comment
Time Insurance Company REAL CHOICES-Indemnity-Small Group-28218ID027
11.70%
09/20/2012 
11/01/2012 
Comment
Time Insurance Company REAL CHOICES-PPO-Small Group-28218ID018
11.70%
09/20/2012 
11/01/2012 
Comment
John Alden Life Insurance Company REAL CHOICES-Indemnity-Small Group-52156ID008
11.70%
09/20/2012 
11/01/2012 
Comment
John Alden Life Insurance Company REAL CHOICES-PPO-Small Group-52156ID009
11.70%
09/20/2012 
11/01/2012 
Comment
John Alden Life Insurance Company SPECTRUM-Indemnity-Small Group-52156ID014
11.70%
09/20/2012 
11/01/2012 
Comment
PacificSource Health Plans SmartHealth-PPO-Individual-60597ID007
10.00%
09/12/2012 
01/01/2013 
Comment
PacificSource Health Plans BrightIdea-PPO-Individual-60597ID008
10.00%
09/12/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve Core-PPO-Individual-44648ID001
19.77%
08/01/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve HSA 100-PPO-Individual-44648ID003
19.77%
08/01/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve HSA-PPO-Individual-44648ID002
19.77%
08/01/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence Evolve Plus-PPO-Individual-44648ID004
19.77%
08/01/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho Regence NowSelect (Individual)-PPO-Individual-44648ID008
19.77%
08/01/2012 
01/01/2013 
Comment
Regence Blue Shield of Idaho REGENCE SUMMIT-PPO-Individual-44648ID012
19.77%
08/01/2012 
01/01/2013 
Comment
Mega Life and Health Insurance Company Limited Benefit Hospital-Medical/Surgical Expense Insurance Policy-Indemnity-Individual-47749ID002
29.47%
12/31/2012 
02/01/2013 
Comment
Mega Life and Health Insurance Company Limited Benefit Health Coverage Preferred Provider Organization (PPO) Policy-PPO-Individual-47749ID003
29.47%
12/31/2012 
02/01/2013 
Comment
Mega Life and Health Insurance Company Limited Benefit Health Coverage Preferred Provider Organization (PPO) Policy-PPO-Individual-47749ID004
29.47%
12/31/2012 
02/01/2013 
Comment