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How to Shop for Auto Insurance

  • Shop regularly and as far in advance as possible. This will give you time to consider more companies and it will prevent a hasty decision.
  • Contact several agents or companies to find the best combination of quality and price.
  • Know what you want before you shop so you are less likely to buy something you do not need
  • Consider each company’s reputation for financial stability, policyholder services, underwriting practices, and claim handling practices
  • Ask about discounts
  • Factors that may affect your premium
    • Age
    • Driving record
    • Where you live
    • How you use your vehicle
    • Type and features of car
    • Your deductibles
    • Your driving record
    • Your financial stability