How to Shop for Auto Insurance
- Shop regularly and as far in advance as possible. This will give you time to
consider more companies and it will prevent a hasty decision.
- Contact several agents or companies to find the best combination of quality and
price.
- Know what you want before you shop so you are less likely to buy something you
do not need
- Consider each company’s reputation for financial stability, policyholder
services, underwriting practices, and claim handling practices
- Ask about discounts
- Factors that may affect your premium
- Age
- Driving record
- Where you live
- How you use your vehicle
- Type and features of car
- Your deductibles
- Your driving record
- Your financial stability
