Welcome to the DOI

Tips on Buying A Policy

  • Answer questions on the application completely and honestly.
  • Do not sign a blank application.
  • Do not pay the agent in cash. Make your check payable to the insurance company and include the type of policy you are paying for.
  • If you are turned down, ask for the specific reason in writing.
  • Do not buy a policy based on price alone; consider service and coverage
  • Select an agent and company you believe you can trust.
  • Ask about discounts.
  • Discuss the cost savings of a higher deductible