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Medicare Supplement/Medigap Insurance
Medicare Supplement Insurance, often called Medigap Insurance, are insurance policies meant to add to Original Medicare coverage. Original Medicare was not designed to pay for all health care costs. There are many gaps in coverage that Medicare does not pay for, such as coinsurance and deductibles. You can choose to fill those gaps with Medicare Supplement/Medigap.
Medicare Supplement/Medigap policies come in eleven different standardized plans. Each is identified by a letter “A” through “N.” Because they are standardized, the benefits provided in any plan with the same letter will be the same, no matter what company sells you the plan. However, the cost for that plan (premium price) will vary between companies.
What do Medigap plans cover?
Find and Compare Medigap Standard Rates
Choosing a Medigap Policy
About these charts
Plans and premium rates listed in the charts were filed by the company and accepted by the Idaho Department of Insurance (DOI). The DOI cannot certify the accuracy of the information and recommends consumers contact the company for the exact rates and plans offered in their area. Due to frequent changes always check with the company for the latest availability and premiums. The appearance of a company on the list does not constitute an endorsement of a company or its policies by the DOI, SHIBA, or its volunteers. Please check company websites for contact information. There may be variance in rates based on purchase date. Membership in associated organizations may be required to be eligible to purchase some plans. Application fees may apply. Please contact companies for plan details.
Some plans are offered with innovative benefits. These plans are marked with an * in the rate charts and a separate chart listing the specific innovative benefits offered is also available. Companies may impose a Pre-Existing Condition Look-Back Period. These companies are indicated with an ** on the rate charts. See the list of rate charts below:
SHIBA is a program provided by the Idaho Department of Insurance with financial assistance through a grant from the Administration for Community Living (ACL). SHIBA is Idaho’s State Health Insurance Assistance Programs (SHIP), a program that helps states enhance and support a network of local staff and volunteers to assist people with Medicare.
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